Flexibility combined with industry expertise.

Mercedes-Benz Finance offer a range of options and levels of flexibility that you’re unlikely to find elsewhere. You could choose to own or lease your Mercedes-Benz and then select the scheme that provides the payments and benefits that suit you best.

Though our extensive dealer network, we can provide specialist financial and operational expertise to HGV and LCV operators of any size and in any sector. Hire Purchase, Contract Purchase, Contract Hire, Finance Lease and Operating Lease are just some of our finance products which we can tailor to meet your requirements. Please see our main website for further details on our products and services. Find out more.

Operating Lease.

An Operating Lease is perhaps the most simple way to obtain a vehicle, where the vehicle is hired to you for a fixed period.

Monthly rentals are based on the difference between the price of the vehicle at the start of the agreement and its projected residual value, plus finance charged. Therefore only a proportion of the vehicle's value is being repaid which avoids any large initial outlay and reduces the monthly rental.

At the end of the lease period the vehicle is simply returned, freeing you from any further obligations apart from any excess mileage or damage charges Find out more, if applicable:

  • You agree an initial rental.
  • You agree the mileage you wish to cover over the period of the agreement. This helps us determine the expected 'Residual Value' of the vehicle at the end of the agreement.
  • You simply pay monthly or quarterly rentals throughout the agreement. At the end of the agreement you just give the vehicle back.

The business benefits of an Operating Lease.

Cost-effective and easy to manage, an Operating Lease offers some great benefits for businesses:

  • By including a guaranteed residual value, your monthly rentals are reduced;
  • There is no large initial deposit;
  • At the end of the lease period the vehicle is returned.
  • Fixed monthly rentals that fit your budget and protect you from unexpected bills;
  • For further peace of mind, add a Mercedes-Benz Service Contract.
  • Possibility to extend the lease in some instances.
  • Eliminates capital expense;
  • The vehicle does not show as an asset on the balance sheet.
  • An additional line of credit;
  • Rentals allowable against taxable profits (proportionally);
  • VAT reclaimable depending on usage.

Terms and Conditions.

The example finance offers you will see on individual vehicles on this Used Vehicle Locator have been calculated on a Mercedes-Benz Finance Operating Lease agreement. These are the Terms and conditions which apply:

*Business users only. Payments are based on a 36 month (3+35) Mercedes-Benz Operating Lease Agreement on 120,000 km pa. A £150 fee is payable on contract activation. You will not own the vehicle at the end of the contract. Weekly Payments are for illustration purposes only. Monthly payments apply. Guarantees and indemnities may be required. Credit subject to status. Finance provided by Mercedes-Benz Financial Services UK Ltd, MK15 8BA.